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hehehemann
Registered Member

Date Joined Dec 2003
Total Posts : 31

Posted 1/10/2004 8:47 PM (GMT -8)

I'm getting a bike soon (I hope) but haven't yet found out if insurance is compulsory for a bike in Florida. Someone told me it isn't, another told me you need liability. I understand you need at least $10,000 in medical coverage if you want to ride without a helmet (personally I will always wear one, it looks better and is safer). Any of you florida riders know what the actual law is?

Thanks

TheGuy
1996 Suzuki GS500E

Date Joined Mar 2003
Total Posts : 398

Posted 1/11/2004 12:26 AM (GMT -8)

I don't know for sure, but I can't imagine a state without laws for mandatory liability. You could call the state cops, or check the Secretary of State's website.

"I'm going to live forever, or die trying."

-Yossarian, from Closing Time

SilverDragon
yes, it's a dragon

Date Joined Mar 2003
Total Posts : 2571

Posted 1/11/2004 1:26 AM (GMT -8)

short answer ....

insurance is ALWAYS required ...... by common courtesy and mature responsibility if not law

we don't need irresponsible uninsured a**holes on bikes running into cars and things
and jacking up insurance rates for everyone else

Smitty
Registered Member

Date Joined Mar 2003
Total Posts : 18717

Posted 1/11/2004 9:49 AM (GMT -8)

I think only in Flordia & the Washington DC area is it not compulsory to have insurance. Still I stand corrected & am only going on some decussions last yr about m/c insurance on another m/c board.

Remember all the others on the road are crazy & out to kill you.

bunchof6
Absolute Somethingness

Date Joined Mar 2003
Total Posts : 4222

Posted 1/12/2004 11:55 AM (GMT -8)

Here in Washington State you don't have to have insurance of any kind to ride a motorcycle (doesn't stop me from getting full coverage).

http://www.elementalscienceproject.com

CaddmannQ
Random Moto-geek

Date Joined Jul 2003
Total Posts : 17361

Posted 1/12/2004 4:13 PM (GMT -8)

Viewing user profile for : hehehemann
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Cadd
Clovis CA
VROC #11619
2004 Nomad

thepup
Registered Member

Date Joined Dec 2003
Total Posts : 7

Posted 1/12/2004 5:37 PM (GMT -8)

in Fla insurance is not required,but if you are at fault and don't have it,your license will be suspended if you are not financialy responsible

Smitty
Registered Member

Date Joined Mar 2003
Total Posts : 18717

Posted 1/12/2004 11:13 PM (GMT -8)

Thanks for the correction as I understood it was Washington DC & now you point out it is Washington State.

Remember all the others on the road are crazy & out to kill you.

Deacon Blues
The Imaginary Director

Date Joined Mar 2003
Total Posts : 2813

Posted 1/14/2004 10:06 AM (GMT -8)

Law or not, get liability coverage. Else if you get into a twist-up and are found to be at fault, you can and most likely will be pulled into civil court. No one wants that.

Besides, as has been pointed out already... it's the Right Thing To Do.

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